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Dave Ramsey: Are coupons a waste of time? - News - Canton Daily Ledger - Canton, IL - Canton, IL

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I guess there is a time factor involved in collecting coupons, especially if you still like to clip them from the newspapers or flyers that come in the mail. Plenty of folks still do that every week.

I think online coupons are a lot easier to search for and save, though. If used in a smart way, it can help you save money. I think it depends on your financial situation along with your plans and goals. In our case, we invested lots of it toward their college funds.